Age of Mobiles
Mobile phones are having a transformative impact on developing societies like ours. The phenomenal spread of mobile technology holds out great promise to deliver some of the key government programmes. Mobile banking is one of the services that many public sector banks are using to reach out to the unbanked. Hardnews explores mobile phones and m-banking in this special supplement.
Shaweta Anand Delhi
It is quite common to see upmarket convenience-product stores thriving in centrally air-conditioned malls on one side of the road, while on the other side there are rickshaw pullers and street vendors, braving the sweltering heat or the biting cold, desperately trying to sell their products and services. However, there is one thing that buyers and sellers on both sides of the street have in common - a mobile phone.
Pradeep is a migrant from Bihar who sells vegetables in the Tagore Garden market. He gets about 50 phone calls from local residents every day demanding delivery of select vegetables to their doorstep. "When I get orders on phone, I end up selling more vegetables compared to others who cannot be contacted directly. Some people don't mind paying me a little extra since I give them the convenience of ordering from home," he told Hardnews.
For someone who has migrated to an unknown city, a mobile phone helps that person to stay in touch with family members with greater ease. "Where is the time to write letters and wait for weeks till the communication reaches home? Obviously, a much easier way today is to dial a number and talk to one's family," said Hariram, a rickshaw puller, who migrated from UP a few years ago.
He transports people and even household items like coolers, tables etc whenever he receives such a call on his phone. "This has increased the money I earn every day but it is nothing compared to the kind of money people like you make and spend in malls in a jiffy," he said.
"Increasing use of mobile phones among the 'small and medium enterprises' - cab drivers, henna artists, ice-cream or vegetable vendors, cobblers, plumbers etc - not only spurs overall economic growth but also helps these people make a transition from street corners to the formal economy," said Prof Rajat Kathuria. He teaches at the Delhi-based Indian Council for Research on International Economic Relations (ICRIER).
Stressing the emotional purpose the phone fulfils for her, Rani, a housemaid, said, "My family stays in Tamil Nadu whereas I work in Delhi. I cannot afford to travel, so the only way I can be in regular touch with them is through my phone, though it doesn't really add to my income at this stage."
"Didiji (my employer) maintains contact with me through this phone, so we both are able to handle the household more efficiently, thanks to this gadget," said the 34-year-old who works in a house in Trilokpuri. Azad, a security guard in Kalyanvas, also feels that mobile phones help in making work-life more efficient as well as keeping in constant touch with the family.
If we look around, we can see hundreds of Harirams, Ranis and Azads assisting us - the middle class - in leading more convenient lives by becoming available at our beck and call, 24x7. From the dhobi (washerman), watchman and kudawala (ragpicker) to those who relish football matches on wide-screen mobile sets while commuting for work, dependence on mobile technology has deeply impacted lifestyles, almost for everyone who owns a set.

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